Cash or bank wire
Buy Bitcoin with Cash, at the Kiosk or Across a Desk
COINworKs runs 154 Bitcoin ATMs across 14 states for everyday cash purchases, and an over-the-counter desk for the trades a machine is not built to handle. The right one depends almost entirely on the amount.
Everyday amounts: the kiosk network
Scan your wallet QR code, insert cash, check the rate and fee on screen, and confirm. The Bitcoin lands in a wallet you control, usually within minutes, and you leave with a printed receipt.
Kiosks suit small and regular purchases. In California, state law caps every kiosk at $1,000 per customer per day, so above that amount the desk is the route rather than a second trip.
Find a Bitcoin ATMLarger trades: the over-the-counter desk
The desk prices your whole trade as one number rather than filling it in pieces. You agree the amount and the price in advance, settle by bank wire or in cash at a staffed counter, and deal with a named person rather than a support queue.
What can be executed, and how quickly, depends on the size and the timing. Tell the desk what you are trying to do and you will get a straight answer before anything is committed.
Contact the deskWhy the footprint matters
A kiosk is only useful if it is somewhere you already go, and it is only trustworthy if the operator is still there next year. COINworKs has spent that time building a network across14 states rather than a single metro, reporting every location to the regulators that require it, and keeping a support line staffed by people who can trace a transaction rather than read a script.
That matters more than it did two years ago. The largest kiosk operator in the United States filed for Chapter 11 in May 2026 and the national machine count fell by roughly a third in the first half of the year. Machines came off walls; the people who used them still needed somewhere to go.
Selling, and trades that need a person
Most kiosks in the network are buy-only. To sell Bitcoin for cash, or to trade above the kiosk cap in person, our staffed counters operate as The Bitcoin Store in San Jose and Stockton, California, where cash trades run to $50,000 per customer per day with a government photo ID.
Questions people ask
- How much Bitcoin can I buy at a COINworKs kiosk?
- In California, $1,000 per customer per day, a ceiling set by state law that applies to every kiosk in the state. Limits in other states follow that state's rules and our own compliance program. For anything above the kiosk limit, the over-the-counter desk handles the trade instead.
- What is the difference between a kiosk and the OTC desk?
- A kiosk is a self-service machine for everyday cash purchases, open whenever its host store is. The OTC desk is a person: you agree the amount and the price in advance, settle by bank wire or cash at a staffed counter, and get a named contact handling it. The desk exists for amounts a machine is not built to handle.
- Where does COINworKs operate?
- COINworKs operates 154 Bitcoin ATMs across 14 states, with the largest concentration in California. Every kiosk location is listed on the site with its host business, address and hours.
- Can I buy Bitcoin with cash rather than a card or bank account?
- Yes. Cash is what the kiosk network is built for, and the staffed counters take cash as well. No bank account or card is required to buy at a kiosk, though you will verify a phone number and, above the smallest tiers, scan a government photo ID.
- How do I start an over-the-counter trade?
- Contact the desk with the amount and direction you have in mind. You will be told what can be executed and when before anything is committed, and the price and fee are agreed in writing before the trade runs.